How long does entity setup take?
Timelines vary by state. Many filings complete within 1–3 business days, while some states take longer. EIN issuance is often instant online or within 1 business day. We’ll outline exact next steps after your intake.
When can I become funding-ready?
Most clients become funding-ready in 30–90 days depending on the current state of compliance, documentation, revenue trends, and tradelines. Our Empire Builder sequence prioritizes items that lenders underwrite first so you can qualify sooner.
Do you help with DUNS, EIN, and NAICS?
Yes. We assist with DUNS lookup/updates, EIN guidance, and NAICS alignment so your filings, licenses, and underwriting profile are consistent.
What’s included with CreditNexus?
CreditNexus includes a guided path to a bankable profile: compliance checklists, documentation templates, trade/credit education, and lender-readiness workflows. You’ll also find tools and resources to streamline statements and YTD tracking. (Ask us for the latest feature list.)
How secure is payment processing?
We use modern, encrypted processors and secure transport (TLS) for all transactions. We do not store full card numbers on our servers. Receipts and billing details are accessible through your client portal.
Is the platform accessible?
We aim for WCAG 2.1 AA alignment across color contrast, keyboard navigation, and screen-reader labels. If you encounter any barriers, contact us via the Contact page and we’ll address them quickly.
Where do I generate income statements?
Go to Statements → Income Statement Generator. Upload your logo once; it’s applied across statements. Add multiple periods and export individual PDFs or a ZIP of all.
How do YTD values calculate?
YTD auto-rolls forward by Contractor ID. Each new pay period adds to prior net/current amounts for that contractor. If you’ve generated statements before, the tool starts from the last saved YTD for that ID.
Can I store contractor profiles?
Yes—save first/last name, phone, email, address, unit, city, state, ZIP, contract date, and status (Active/Terminated). Their statements and 1099 documents display inside the profile for quick download.
Do you generate official IRS 1099-NEC forms?
The portal creates a 1099-style document for your records and client delivery. For official filing with the IRS/state, you must file the actual 1099-NEC through the IRS e-file system or your payroll/filing provider.
Will my data persist between visits?
Data is saved in your browser’s secure storage. Clearing cache or using a different browser/computer can remove it. We recommend downloading PDFs and keeping a backup of essential records.
Can I export all PDFs at once?
Yes—enable the ZIP option in the generator and click Generate to download a single ZIP file containing all statements.
Do you process payments to contractors?
The generator records payment method (e.g., Direct Deposit, Check) for documentation purposes. It does not move money. Use your payroll/banking platform to send funds.
How do I get support?
Visit Contact and send us a message. Include any screenshots and the browser you’re using so we can help quickly.